Effective Date: 30 May 2025
Last Updated: 30 May 2025

Welcome to the website of Constantia Life Limited (“we,” “us,” “our”). By accessing or using our website (the “Site”), you agree to comply with and be bound by the following Terms of Use. Please read them carefully.

1. Acceptance of Terms

By using this Site, you confirm that you are at least 18 years of age and have the legal capacity to enter into a binding agreement. If you do not agree with any part of these Terms, please do not use our Site.

2. Website Content

All content on this Site, including text, images, graphics, logos, and downloadable materials, is the property of Constantia Life Limited or its licensors and is protected by intellectual property laws. You may not copy, reproduce, republish, upload, post, transmit, or distribute any content without our prior written permission.

3. Use of Website

You agree to use this Site only for lawful purposes. You must not:

  • Use the Site in any way that may damage, disable, or impair our services;

  • Attempt to gain unauthorized access to any part of the Site or its related systems;

  • Use the Site to transmit any harmful or malicious code.

4. Products and Services

Information on funeral policies, life assurance, and other services provided on this Site is for general informational purposes only and does not constitute legal or financial advice. Eligibility and coverage are subject to the specific terms and conditions of individual policy agreements.

5. Privacy

Your use of this Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

6. Third-Party Links

Our Site may contain links to third-party websites or services not operated or controlled by us. We are not responsible for the content, privacy practices, or availability of these external sites.

7. Disclaimer of Warranties

This Site is provided “as is” and “as available.” We make no warranties, express or implied, regarding the accuracy, completeness, reliability, or availability of the Site or its content. Use of the Site is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, Constantia Life Limited will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of or inability to use the Site.

9. Changes to Terms

We reserve the right to modify these Terms of Use at any time without prior notice. Changes will be effective upon posting to the Site. Your continued use of the Site constitutes acceptance of the updated Terms.

10. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of South Africa, without regard to conflict of law principles. Any disputes will be subject to the exclusive jurisdiction of the courts in the Western Cape.

11. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

Constantia Life Limited
67 Carlisle Street, Paarden Eiland, Cape Town 7405
Email: info@constantialife.net
Phone: +27 010 5000 827